• Contents
• Key financial data
• Statement by the President of the Management Board of NLB
• Statement by the Chairman of the Supervisory Board of NLB

Business Report

• NLB Group
  • Introduction
  • Strategy
  • Key Events
• Performance Analysis
  • Macroeconomic Environment
  • The Financial Crisis and Its Effect on Business Operations
  • Financial Review of Business Performance
  • Risk Management
  • Information Technology
  • Retail Banking
  • SMEs and Corporate Banking
  • Financial Markets
• More Than Just a Bank
  • NLB Corporate Governance
  • Internal Audit
  • Social Responsibilty

Financial Statements

• Audited Consolidated Financial Statements for the NLB Group
  • Independent Auditors Report
  • Consolidated Income Statement
  • Consolidated Balance Sheet
  • Consolidated Statement of Changes in Equity
  • Consolidated Cash Flow Statement
  • Statement of Managements Responsibilities
  • Notes to the Consolidated Financial Statements
• Audited Financial Statements for NLB d.d.
  • Independent Auditors Report
  • Income Statement
  • Balance Sheet
  • Statement of Changes in Eguity
  • Cash Flow Statement
  • Statement of Managements Responsibilities
  • Notes to Financial Statements

Group Directory

• NLB Group Directory