Savings
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Savings book
This is a form of safe and simple saving with deposits in any amount and at a higher interest rate the one applying to personal accounts. You can save in Euro or foreign currencies.
Who is it intended for?
All those who wish to invest money safely, but do not wish to make long-term deposits.
Main advantages
- flexible investment: the possibility of deposits in any amount whenever you have available funds,
- a stimulating interest rate,
- the possibility of withdrawing any amount (after a certain period or based on period of notice),
- the possibility of making a deposit at any NLB branch.
Versions
- Euro savings book,
- Euro savings book with notice of withdrawal more than 31 or 91 days in advance,
- foreign-currency savings book,
- foreign-currency savings book with notice of withdrawal more than 31 or 91 days in advance.
Basic information
- interest rate: nominal 1,67%,
- deposit: at any time, in any amount,
- withdrawal: no sooner than 15 days after deposited,
- minimum initial deposit: EUR 75.11 EUR,
- cancellation: with 30 days' notice.
Euro savings book with notice of withdrawal more than 31 or 91 days in advance:
- interest rate: nominal
- over 31 days:
- over 91 days:
- deposit: at any time, in any amount,
- withdrawal: with 31 or 91 days' notice,
- minimum initial deposit: 37,5 EUR,
- cancellation: with 31 or 91 days' notice.
Foreign-currency savings book:
- interest rates:
AUD CAD SEK CHF GBP USD HRK, DKK, NOK, JPY 0,05% 0,05% 0,05% 0,01% 0,05% 0,05% 0,05% - deposit: at any time, in any amount,
- withdrawal: no sooner than 7 days after deposited,
- minimum initial deposit: EUR 100 or the counter value in another currency,
- cancellation: immediately, provided that the last deposit was made at least 7 days prior, subject to payment of early withdrawal fee.
Foreign-currency savings book with notice of withdrawal more than 31 or 91 days in advance:
- interest rates:
(over 31 days)
(over 91 days)AUD CAD SEK CHF GBP USD HRK, DKK, NOK, JPY AUD CAD SEK CHF GBP USD HRK, DKK, NOK, JPY - deposit: at any time, in any amount,
- withdrawal: with 31 or 91 days' notice,
- Minimum initial deposit: EUR 50 or the counter value in other currency,
- Cancellation: with 31 or 91 days' notice.
Additional information
- the foreign-currency savings book may comprise Swiss francs (CHF), US dollars (USD), Canadian and Australian dollars (CAD, AUD), British pounds (GBP), Japanese yen (JPY), Swedish, Danish and Norwegian Kröner (SEK, DKK, NOK) and Croatian kunas (HRK).
- A larger foreign-currency withdrawal from the foreign-currency savings book has to be announced two working days in advance, if the amount (or the counter value in any of the above currencies) is between EUR 1,000 and EUR 25,000, or five working days in advance, if the amount (or the counter value in any of the above currencies) exceeds EUR 25,000.
Required documents
Personal identification card or passport, tax number.