This is our home. A region of opportunities
Here are our families, friends, co-workers, neighbours, sportsmen we root for, innkeepers who know how we take our coffee … Here are our thoughts and our hearts. That’s why we can see what this region is capable of firsthand and recognize the potential when nobody else does.
We want to take care of our home to the fullest we can and thus improve the quality of life in this region. Because where others see just a spot on the map, we see a region of opportunities.
NLB Group Financial Results
Despite the precarious circumstances, the shadow of war in Europe, the resulting energy crisis, and the economic slowdown, 2022 was the best year in the history of NLB Group. The Group reached many important business milestones, and through responsible environmental and societal actions once again confirmed its commitment and its contribution to a better quality of life in South-eastern Europe, our home region. In 2022, NLB Group’s result after tax amounted to EUR 446.9 million, with the acquisition of N Banka in March significantly influencing the full-year business results of the Group. Excluding the total contribution from N Banka, net profit grew by 11% and reached EUR 262.8 million. We ended the year with a strong capital position, as the total capital ratio of 19.2% gives us confidence and optionalities to pursue future growth ambitions.
Profit after tax in mil EUR
Attributable to owners of the parent
* Unaudited results
Sustainable banking

An important part of our mission – besides taking care for our customers with our commitment, knowledge and innovative solutions – is to create a better life, a better future for us all. For us, this region is not just a spot on the map – this is our home. That is why we have embarked on the path of intensive integration of sustainability into our operations. In the broadest sense, we understand sustainability as our operations that meet the needs of this generation and simultaneously preserve the opportunities of future generations.
Press Center
For the eighth year in a row.
