NLB Osebni kredit
Sklenite
v NLB Kliku
NLB Personal loan
5,65 %
Interest rate
Valid for a repayment period of up to 3 years, for existing and new customers who transfer their account with regular monthly income to NLB.
Valid until 31. may 2025.
For loans with a repayment period of 13 to 72 months, concluded from May 28, 2022 onwards, you can defer one monthly loan installment payment. No reason is required, and you can use this option once every calendar year. The repayment period will be extended for the duration of the deferral. You can use this option for the first time after 6 months of regular loan repayments.
Customers of all banks can apply for a loan, subject to approval conditions.
Unexpected costs came up and you already have a loan?
Take a break! Once a year, you can use a free payment deferral on your NLB consumer loan and use the money for unexpected expenses or higher monthly costs (like car insurance, school supplies, etc.).
Who can apply for an NLB Personal Loan?
Both NLB customers and customers of other banks can apply for the loan.
Where can I apply for an NLB Personal Loan?
In NLB Klik: Digital banking users can apply for the loan in just a few minutes. In NLB Klik, go to More > Offers > NLB Personal Loan.
Via video call: You can apply for the loan through a video call and sign the documents in NLB Klik.
At an NLB branch: Book an appointment and visit one of our branches in person.
How much can I borrow?
In NLB Klik: The maximum loan amount approved is up to EUR 40,000.
At an NLB branch: We offer a custom amount tailored to your needs and financial capacity.
How long can I repay the loan?
Up to 120 months (or up to 84 months if taken through NLB Klik).
When will I receive the money?
Immediately after successful approval.
Free payment deferral
Once a year, you can postpone one monthly loan installment free of charge. You can use this option for the first time after six months of regular repayment, with no explanation required. The repayment period will be extended by the duration of the deferral. This option is available for loans with a repayment period between 13 and 72 months.
GOOD TO KNOW:
Before signing the loan agreement, please check the current terms and features at the bank. Be sure to carefully read the contract, as it will define your relationship with the bank.
Check the current loan terms and features at the bank and carefully read the loan agreement before signing, as it is the only document that defines the relationship between you and the bank.
Before approving the loan, the bank will check your creditworthiness and financial behavior in the SISBON system.
More information about the SISBON system is available at: https://sisbon.si
Additional information about exercising your individual rights is available here.
Would you like an offer?
Enter your details and we’ll contact you as soon as possible.
Visit a branch
Schedule a date and time that work for you.
In NLB Klik
You can apply for the loan in the NLB Klik digital bank.
Need help? Call us at 01 477 2000 and we’ll be happy to answer your questions.
