Contents
Key financial data
Statement by the President of the Management Board of NLB
Report of the Supervisory Board of NLB
Business Report
NLB Group
Introduction
Strategy
Key Events
Performance Analysis
Macroeconomic Environment
Financial Review of Business Performance
Risk Management
Information Technology
Retail Banking
SMEs and Corporate Banking
Financial Markets
More Than Just a Bank
NLB Corporate Governance
Internal Audit
Social Responsibility
Financial Statements
Audited Consolidated Financial Statements for the NLB Group
Independent Auditors Report
Consolidated Income Statement
Consolidated statement of comprehensive income
Consolidated statement of financial position
Consolidated statement of changes in equity
Consolidated statement of cash flows
Statement of management's responsibilities
Notes to the consolidated financial statements
Audited financial statements for NLB d.d.
Independent Auditors Report
Income Statement
Statement of comprehensive income
Statement of financial position
Statements of changes in equity
Statement of cash flows
Statement of management's responsibilities
Notes to Financial Statements
Group Directory
NLB Group Directory
NLB Group
Key Financial Data
NLB Group
Annual Report 2009