Express loan
You can get a Express Loan in the mobile bank Klikpro 24/7. The financing offer has been prepared on the basis of your business performance and your company’s credit rating defined by the Bank. You can also decide on a lower loan value and/or shorter repayment period than available.
All the activities from loan approval to loan contract conclusion will be finished in just a few minutes without visiting the bank. After closing the contract you will receive a text message telling you when the money will be deposited to your business account. You can use the money in line with the Payment Transaction Processing Timetable.
The terms and conditions and the fees and charges are set in line with the current NLB products and services.
| Conditions | |
| Period | Up to 36 months |
| Purpose | Financing current business costs |
| Currency | EUR |
| Amount | min. EUR 500, max. EUR 15,000 (calculated case per case in line with the NLB methodology) |
| Interest Rate | Fixed, in line with the NLB Interest Rate Decision |
| Loan Approval Fee | 1% of loan value, EUR 150 minimum, single (for loans up to 12 months) 2% of loan value, EUR 300 minimum, single (for loans from 12 to 36 months) |
| Risk Assessment Fee | 1.5% of loan value, single (for loans up to 12 months) 2% of loan value, single (for loans from 12 to 36 months) |
| Principal Repayment and Interest Payment | Monthly |
| Draw Down Date and Manner | In a single amount deposited to the business account |
| Collateral | No collateral (no bills of exchange) |
| Preconditions for Approval |
|