|Rating agency||Long-term Credit Rating||Short-term Credit Rating||Rating Outlook||Other|
|Standard & Poors's||BB||B||Positive||SACP*: bb|
Baseline Credit Assessment (BCA): b1
Adjusted BCA: b1
Long-term Counterparty Risk Assessment (CRA): Baa3(cr)
Short-term CRA: Prime-3(cr)
** In 2015 NLB d.d. terminated contractual relationship with Moody’s international rating agency. Further on, Moody’s will maintain the bank’s ratings solely based on publicly available information.