Fixed Income

Nova Ljubljanska banka d.d., Ljubljana’s (hereinafter: NLB) is the issuer of the following outstanding bonds.

⁽ⁱ⁾ The bond has a call option which can be exercised by the NLB.

⁽ⁱⁱ⁾ Interest rate means annual interest rate, which amounts to:

(a) before 6 May 2024 (however excluding 6 May 2024), 4.2%;

(b) from and including 6 May 2024, the sum of reference interest rate, applicable on interest rate determination date, and margin of 4.159%.

⁽ⁱⁱⁱ⁾ Interest rate means annual interest rate, which amounts to:

(a) before 19 November 2024 (however excluding 19 November 2024), 3.65%;

(b) from and including 19 November 2024, the sum of reference interest rate (5y MS), applicable on interest rate determination date, and margin of 3.833%.

^(iv) Interest rate means annual interest rate, which amounts to:

(a) before 5 February 2025 (however excluding 5 February 2025), 3.40%;

(b) from and including 5 February 2025 the sum of reference interest rate (5y MS), applicable on interest rate determination date, and margin of 3.658%.

^(v) Interest rate means annual interest rate, which amounts to:

(a) for the period from 19 July 2022 to 19 July 2024 (however excluding 19 July 2024), 6.000% p.a.;

(b) for the period from and including 19 July 2024 to but excluding 19 July 2025 the sum of reference rate (1y MS), applicable on the reset determination date, and margin of 4.835% p.a.

(vi) Interest rate means annual interest rate, which amounts to:

(a) for the period till 23 March 2028 (however excluding 23 March 2028), 9.721% p.a.;

(b) for each subsequent 5 years' period for as long as the notes remain outstanding, the interest rate shall be determined as the sum of reference interest rate (5y MS), applicable on interest rate determination date, and a margin of 7.20%.

(vii) Interest rate means annual interest rate, which amounts to:

(a) for the period from 28 November 2022 to 28 November 2027 (however excluding 28 November 2027), 10.750% p.a.;

(b) for the period from and including 28 November 2027 to but excluding 28 November 2032 the sum of reference rate (5y MS), applicable on the reset determination date, and margin of 8.298% p.a.

(viii) Interest rate means annual interest rate, which amounts to:

(a) for the period from 27 June 2023 to 27 June 2026 (however excluding 27 June 2026), 7.125% p.a.;

(b) for the period from and including 27 June 2026 to but excluding 27 June 2027 the sum of reference rate (1y MS), applicable on the reset determination date, and margin of 3.606% p.a.